Privacy Risk Report

Tag

insurance

Industry Cyber Regulations Fill The Gaps Left By Federal And State Law

While the United States may not have data protections in place that are as extensive as those seen the European Union’s adoption of GDPR, there is still a comprehensive framework of state and federal regulations in place to protect personal… Continue Reading →

Is Bitcoin Legitimate Currency? The Courts Seem To Think So

Bitcoin has been a popular buzz word for the last couple of years. People have written several articles on the topic, created documentaries to explain how it works, and some have even ventured out to dabble in the exchange. While… Continue Reading →

New ABA Formal Opinion Indicates Data Breach May Present Ethical Issue for Lawyers

On October 17, 2018, the American Bar Association published Formal Opinion (“F.O. 483) to directly address cyber security for lawyers. Specifically, F.O. 483 provides guidance on “attorney’s ethical obligations when a data breach exposes client confidential information.”  As an initial… Continue Reading →

Another Court Finds No Coverage Under CGL Insurance Policy for Data Breach

While some courts have found coverage for data breach claims under CGL policies, there should be little dispute that the best way to limit risk is to obtain a cyber policy rather than hoping for coverage under a CGL policy…. Continue Reading →

Recent Slate Article Demonstrates How Cyber Insurance Coverage Litigation May Contribute To Confusion In Cyber Insurance Markets

By now, there is little question that the cyber insurance market can be confusing. Cyber claims typically involve complex and novel technological issues.The risk from hackers and negligence with private data is continuing to evolve. The policy language is unique… Continue Reading →

Here It Is: The Decision That Tells Data Collectors Exactly What They Should Have Known Before They Had A Breach

The March 26, 2018 decision in Hopper v. Schletter Inc., 17-cv-01, 2018 WL 1472485 (W.D. North Carolina 2018) leaves no question that courts are now prepared to hold employers liable if they disclose their employees’ information by mistake. And, if… Continue Reading →

California Court Finds Misuse Of Information Is Not A Data Breach

Tax season is quickly becoming peak season for cyber and data incidents.  As seen during every recent tax season, last January the IRS issued warnings about fraudulent inducement scams where a corporate officer’s name is used to fraudulently request employee… Continue Reading →

Court Refuses To “Bail Out” Data Breach Plaintiffs By Dismissing Bailment Claim

At this point in the development of data breach litigation, it is clear that plaintiffs may be on a sinking ship when they try to establish liability and damages against defendants. In order to meet their burden, a plaintiff must show they… Continue Reading →

It May Be Time To Admit That Criminals Will Outpace Privacy Laws

Cyber criminals’ entire business model is based on developing threats faster than the public can develop safeguards.  Privacy laws are fast becoming the first place data collectors look for guidance when they have suffered a cyber attack.  Unfortunately, the legislatures… Continue Reading →

The Line Between Obligations To Disclose Information And Obligations To Protect Private Information

For many years, governmental bodies and some commercial companies have had a responsibility to provide information conveniently to the public.  Specifically, under Open Records Acts, Freedom of Information Action requests and other similar requirements, many governmental bodies have to provide… Continue Reading →

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